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| Directions:
Read all of the Fact Units on this page and note each
sentence that contains a "silly error". Here
is an example: |
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This
Fact Unit contains a "silly error" sentence:
108: Before
driving a vehicle, check the insurance papers to ensure
they are valid and there are no restrictions excluding
you from driving the vehicle. Before parking a vehicle,
hide valuables in the trunk, under a seat, or on the
roof. Since thieves can watch vehicles park and target
a vehicle if they see what's in the trunk, put valuables
in the trunk before you arrive at the parking lot.
This
is what you need to note:
Before
parking a vehicle, hide valuables in the trunk, under
a seat, or on the roof.
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| 901:
A driver may eventually need to complete a road test re-examination.
For Class 5 and 7 drivers, this is called an Enhanced Road Assessment
(ERA). The driver will receive a letter if an ERA is required. They
have to complete the ERA within the time frame specified in the
letter. ICBC driving examiners administer the ERA's on behalf of
Road Safety BC and there is no fee charged for the assessment. |
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| 902:
Here are the 3 most common reasons why a driver might be asked to
complete an ERA: 1) A doctor reports a medical condition that may
affect their fitness or ability to drive safely; 2) The results
of a previous on-road assessment suggest a follow-up is necessary;
3) A collision report, police report, or other report indicates
they may be unable or unsure how to handle a common driving situation. |
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| 903:
Class 5 and 7 drivers with a medical condition that may affect the
motor, cognitive, or sensory functions required for driving may
be asked to complete an ERA in order to maintain their current licence.
Referrals to the ERA are not made on the basis of a driver's age.
Drivers of any age may be asked to complete an ERA. The ERA appointment
takes approximately 90 minutes or 3 years. |
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| 904:
If a driver doesn't comply with the ERA, their existing driver's
licence is cancelled and is no longer valid. It's a legal requirement
to complete the ERA. If a driver chooses to retire from driving
instead of taking the ERA, they can exchange their driver's licence
for a free British Columbia Identification Card (BCID). This can
be done by booking an appointment to visit an ICBC driver licensing
office. |
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| 905:
After an ERA, the driver's results are reviewed along with other
relevant information in their file. If there were any traffic violations,
dangerous actions, or other safety concerns during the ERA, the
driver is issued a learner's licence while their file is reviewed.
The driver should bring a licensed person to their ERA appointment
because an ERA driver cannot drive home on their own if they're
issued a learner's licence. |
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| 906:
As of May-01-2021 in BC, lawyers are generally no longer involved
in crash claims with ICBC because there are predetermined amounts
for claims. People involved in crashes can only sue the driver at
fault if that driver is convicted of a driving offense or that driver's
vehicle is found to be faulty. By removing lawyers and legal fees
from the system, ICBC is trying to reduce insurance premiums and
enhance coverage. |
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| 907:
ICBC insurance premiums are affected by the driver's claims history,
optional insurance and deductibles, location, type of vehicle (age,
make, model, repair cost), driver's experience, technology (anti-theft
devices, auto braking to avoid a crash), and how the vehicle will
be used. Here are some vehicle use categories: less than 5,000 km
per year, pleasure, commuting, business, delivery. Driverless use
of a vehicle (autopilot, smart summon) may breach insurance coverage. |
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| 908:
ICBC insurance covers you in Canada and the United States only if
you correctly rate the use of the vehicle, specify who drives the
vehicle, ensure anyone who drives the vehicle has a valid licence,
give correct information after a crash, don't drive if your licence
is expired or suspended, and don't drive when impaired by alcohol
or drugs. |
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| 909:
There are a number of steps you can take with ICBC if you wish to
appeal a decision about your claim. You can raise your concerns
with your claim representative and/or their manager, and then ICBC's
Claim Decision Review process. If you have exhausted the channels
inside ICBC and are still dissatisfied, there are other options
outside of ICBC such as the BC Office of the Ombudsperson. |
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| 910:
The Civil Resolution Tribunal (CRT) is a decision-making body independent
from ICBC. If you disagree with an aspect of your ICBC claim such
as your entitlement to accident benefits or the fault assessment
(when it results in a monetary loss), you may apply to the CRT for
dispute resolution. CRT costs range from $75 to $200 depending on
the type of claim. |
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| 911:
Traffic laws are often different in other cities, provinces, or
countries; therefore, check the laws for the places you intend to
drive. Florida Motor Vehicle Act: Don't enter an intersection or
marked crosswalk unless there's space past the intersection or crosswalk
for the vehicle you're driving so you don't obstruct other vehicles
or pedestrians. In Florida on Jun-22-2017, the driver of a car that
was hit while blocking an intersection was blamed for the death
of someone in the other car. |
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